Financing your purchase
We want to remove any and all barriers to find your dream ring, so we have partnered with a few third-party financing options available during the checkout process. Big ticket items, small flexible payments.
WHAT FINANCE OPTIONS DO WE OFFER?
Financing is offered through Shop Pay or PayPal.
Introducing buy now, pay later with Shop Pay
We're excited to let you know that Shop Pay gives you more ways to buy now and pay later. There are no late or hidden fees, and you'll never pay more than you agreed to up front. You can check your balance in the Shop app any time.
1. Check out with Shop Pay.
Fill your cart and check out with Shop Pay.
2. Pick the payment plan that works for you.
Choose 4 interest-free payments or monthly installments.
3. Get what you want and pay over time.
You’ll be prompted to make the rest of your payments.
If you finance your purchase with Shop Pay, your first payment is due approximately two weeks after your purchase is finalized. Please note that due to extended fabrication and delivery times, your first loan payment(s) may be due before you receive your purchase.
Rates from 0%-36% APR. Payment options through Shop Pay Installments, are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. State notices to consumers https://www.affirm.com/licenses.
Introducing buy now, pay later with Shop Pay.
- Split your purchase into flexible payments. Shop Pay offers bi-weekly payments and for larger purchases monthly payment plans are available.
- No hidden fees, ever.
- Checking eligibility has no impact to credit.
- Shop Pay Installments is available only for orders between $50 USD and $5,000 USD, including discounts, shipping, and taxes.
HOW DOES IT WORK?
- Add items to your cart (or shopping bag).
- Check out with Shop Pay.
- Choose to pay in 4 installments or monthly as offered.
Your first payment is either due at checkout or 2 weeks after your purchase. The next remaining installments are automatically charged to your card saved on Shop Pay every 2 weeks or monthly depending on the plan you selected. Don't worry, you'll get an email reminder before each payment to remind you.
PayPal Credit
To use Paypal credit just choose Paypal as your payment method and follow the steps presented there to apply for the credit line. Or you can apply for Paypal credit in advance here.
What is PayPal Credit?
PayPal Credit is an open end (revolving) credit card account that provides a reusable credit line built into your PayPal account giving you the flexibility to pay for your purchases right away or pay over time. It’s easy to apply, easy to use and there whenever you need it. PayPal Credit is subject to credit approval and is offered by Synchrony Bank. View PayPal Credit Terms and Conditions.
See more FAQ's about Paypal credit here.
